Athene Ascent Pro 7
Athene Annuity and Life Company
6.75%
Best Cap
10%
Free W/D
50
States
A fixed indexed annuity with a built-in income rider designed to grow your retirement savings while protecting against market downturns and provide guaranteed lifetime income.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$5,000
Surrender
7 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| AI Powered Global Opportunities Index | 2-Year | -- | 155% | -- |
| AI Powered Global Opportunities Index | Annual | -- | 115% | -- |
| AI Powered US Equity Index | 2-Year | -- | 180% | -- |
| AI Powered US Equity Index | Annual | -- | 135% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | 2-Year | -- | 230% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | Annual | -- | 170% | -- |
| Nasdaq FC Index | 2-Year | -- | 150% | -- |
| Nasdaq FC Index | Annual | -- | 100% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | 2-Year | -- | 105% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | Annual | -- | 75% | -- |
| S&P 500 Index | Annual | 6.75% | 100% | -- |
| UBS Innovative Balanced Index | 2-Year | -- | 155% | -- |
| UBS Innovative Balanced Index | Annual | -- | 115% | -- |
| Fixed Account | Daily | -- | -- | 3.7% |
Key Features
Built-in Income Rider
No additional election requiredAutomatically included rider that creates guaranteed lifetime income stream
Income Base Growth
Up to 20 years of growth potentialYour income calculation base grows through guaranteed interest plus potential market credits
Lifetime Income Percentages
3.15% to 6.65% for single lifeGuaranteed withdrawal percentages based on your age when income starts
Enhanced Income Benefit
Available in most statesDoubles your income for up to 60 months if confined to qualified care facility
Free Withdrawals
10% of accumulated value annuallyWithdraw without penalty each year
Minimum Premium
$10,000 ($5,000 in select states)Low entry point for getting started
Highlights
Built-in income rider creates guaranteed lifetime income that can increase the longer you wait to start payments
Growth potential through market index performance with protection from market losses
Enhanced Income Benefit can double your income for up to 60 months if you need qualified care
RMD-friendly withdrawals don't reduce future income payments
Minimum premium as low as $10,000 with tax-deferred growth
Surrender Schedule
Yr 1
8%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, Terminal illness waiver
Best For
Pre-retirees and retirees looking for guaranteed lifetime income with growth potential and protection from market downturns.
Consider Alternatives If
People who need immediate liquidity or want direct market exposure should consider other options.
Carrier Ratings
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