Athene Agility 7
Athene Annuity and Life Company
10.25%
Best Cap
10%
Free W/D
50
States
A fixed indexed annuity that offers growth potential tied to market indexes while protecting your principal, plus guaranteed lifetime income and access to funds when needed.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$5,000
Surrender
7 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| AI Powered Global Opportunities Index | 2-Year | -- | 115% | -- |
| AI Powered Global Opportunities Index | Annual | -- | 85% | -- |
| AI Powered US Equity Index | 2-Year | -- | 125% | -- |
| AI Powered US Equity Index | Annual | -- | 95% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | 2-Year | -- | 165% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | Annual | -- | 120% | -- |
| Nasdaq FC Index | 2-Year | -- | 110% | -- |
| Nasdaq FC Index | Annual | -- | 72% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | 2-Year | -- | 73% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | Annual | -- | 53% | -- |
| S&P 500 Index | 2-Year | 10.25% | 100% | -- |
| S&P 500 Index | Annual | 5% | 100% | -- |
| UBS Innovative Balanced Index | 2-Year | -- | 115% | -- |
| UBS Innovative Balanced Index | Annual | -- | 87% | -- |
| Fixed Account | Daily | -- | -- | 2.75% |
Key Features
Principal Protection
0% minimum interest guaranteeYour money is guaranteed never to lose value due to market declines
Index Growth Potential
1 and 2-year index strategies availableEarn interest based on upward movement of stock market indexes like the S&P 500
Lifetime Income
Available after withdrawal charge period and age 50Guaranteed retirement paycheck for life that may increase over time
Annual Free Withdrawals
10% of initial premium or accumulated valueAccess your money without penalties each year
Enhanced Care Benefits
Up to 100% access during confinementDouble your withdrawal amount if confined to a qualified care facility
Death Benefit
Benefit base paid over up to 10 yearsLeave money to beneficiaries with enhanced death benefit rider
Highlights
Growth potential linked to market indexes with protection from market losses - you never earn less than 0%
Guaranteed lifetime income with payments that may increase over time based on interest credits
Automatic Income and Death Benefit Rider included at no extra cost with bonus to your benefit base
Enhanced flexibility for unexpected needs including nursing home benefits and free annual withdrawals
Surrender Schedule
Yr 1
8%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, Terminal illness waiver
Best For
Individuals seeking retirement income with some growth potential while protecting their principal from market losses.
Consider Alternatives If
People who need immediate access to large portions of their money or want to invest directly in the stock market.
Carrier Ratings
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