Athene Agility 10
Athene Annuity and Life Company
10.75%
Best Cap
10%
Free W/D
50
States
A fixed indexed annuity that provides market upside potential with downside protection, plus a built-in income rider for guaranteed lifetime retirement payments.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$5,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| AI Powered Global Opportunities Index | 2-Year | -- | 125% | -- |
| AI Powered Global Opportunities Index | Annual | -- | 92% | -- |
| AI Powered US Equity Index | 2-Year | -- | 135% | -- |
| AI Powered US Equity Index | Annual | -- | 100% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | 2-Year | -- | 180% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | Annual | -- | 130% | -- |
| Nasdaq FC Index | 2-Year | -- | 120% | -- |
| Nasdaq FC Index | Annual | -- | 77% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | 2-Year | -- | 78% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | Annual | -- | 57% | -- |
| S&P 500 Index | 2-Year | 10.75% | 100% | -- |
| S&P 500 Index | Annual | 5.25% | 100% | -- |
| UBS Innovative Balanced Index | 2-Year | -- | 125% | -- |
| UBS Innovative Balanced Index | Annual | -- | 92% | -- |
| Fixed Account | Daily | -- | -- | 2.9% |
Key Features
Principal Protection
0% minimum interest guaranteeYour money is guaranteed never to lose value due to market declines
Income Rider Included
Included automaticallyBuilt-in rider provides guaranteed lifetime income payments at no additional charge
Annual Free Withdrawals
10% annuallyAccess up to 10% of your account value each year without penalty
Benefit Base Bonus
Bonus includedYour income calculation base gets a bonus when you purchase the annuity
Enhanced Income Benefit
2x income amountIncome payments double if confined to a qualified care facility
Index Strategies
Multiple options availableChoose from 1-year and 2-year index crediting strategies for growth potential
Highlights
Protects your money from stock market losses while offering growth potential based on market index performance
Includes a built-in income rider at no extra charge that can provide lifetime retirement income
Offers flexible access to your money with annual free withdrawals and emergency provisions for unexpected needs
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
After
0%
Nursing home waiver, Terminal illness waiver
Best For
People seeking retirement savings with growth potential, downside protection, and the security of guaranteed lifetime income.
Consider Alternatives If
People who need immediate access to all their money or want direct stock market investment exposure.
Carrier Ratings
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