LibertyMark Freedom 10 LT
Americo
10.55%
Best Cap
10%
Free W/D
20
States
A fixed indexed annuity that lets you participate in market gains while protecting your principal from losses, designed for retirement accumulation with guaranteed minimum returns.
Free Withdrawal
10%/yr
Available In
20 states
Min Premium
$10,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| SG Columbia Adaptive Risk Allocation Index | 2-Year | -- | 291% | -- |
| SG Columbia Adaptive Risk Allocation Index | Annual | -- | 172% | -- |
| SG Lead Asset Select Exposure Rotation Index | 2-Year | -- | 232% | -- |
| SG Lead Asset Select Exposure Rotation Index | Annual | -- | 169% | -- |
| S&P 500 Index | 2-Year | -- | 85% | -- |
| S&P 500 Index | Annual | 10.55% | 100% | -- |
| S&P 500 IQ 0.5% Decrement Index | Annual | 21.65% | 100% | -- |
| Fixed Account | Daily | -- | -- | 4.25% |
Key Features
Principal Protection
0% floorYour money is protected from market declines with 0% minimum interest crediting
Free Withdrawals
10% annuallyAccess up to 10% of your account value annually without surrender charges
Surrender Periods
7 or 10 yearsChoose from 7-year or 10-year surrender charge periods
Minimum Guarantee
1% to 3%Guaranteed minimum interest rate on your entire premium
Liberty Optimizer Fee
1.00% to 1.75%Annual administrative fee for access to diverse crediting strategies
Highlights
Protects your principal from market losses while offering growth potential based on market performance
Provides penalty-free access to 10% of your account value annually after the first year
Offers multiple surrender period options (7 or 10 years) with or without upfront bonuses
Surrender Schedule
Yr 1
9.2%
Yr 2
9.2%
Yr 3
8.2%
Yr 4
7.2%
Yr 5
6.2%
Yr 6
5.2%
Yr 7
4.2%
Yr 8
3.1%
Yr 9
2.1%
Yr 10
1%
After
0%
Nursing home waiver
Best For
Retirement savers who want market growth potential with principal protection and some liquidity access.
Consider Alternatives If
Those who need frequent access to their funds or want to avoid all fees should consider other options.
Carrier Ratings
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