Growth Commander 10
Americo
12%
Best Cap
10%
Free W/D
48
States
Growth Commander is a fixed indexed annuity that protects your retirement savings from market losses while offering growth potential tied to market performance. You can choose your level of growth opportunity and access your money when needed.
Free Withdrawal
10%/yr
Available In
48 states
Min Premium
$10,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Morgan Stanley Enhanced Allocation Index | 2-Year | -- | 303% | -- |
| Morgan Stanley Enhanced Allocation Index | Annual | -- | 196% | -- |
| SG Global Balanced Index | 2-Year | -- | 209% | -- |
| SG Global Balanced Index | Annual | -- | 214% | -- |
| S&P 500 Index | Annual | 12% | 100% | -- |
| S&P 500 IQ 0.5% Decrement Index | Annual | 12.25% | 100% | -- |
| Fixed Account | Daily | -- | -- | 3.95% |
Key Features
Premium Range
$10,000 to $2,000,000 ($1,000,000 for ages 75+)Single lump-sum payment to fund your annuity
Surrender Periods
6-year or 10-year optionsChoose the time period that matches your needs
Free Withdrawals
Up to 10% annually starting year 1Access your money without penalties
Market Protection
0% floor on interest creditingYour money is protected from market downturns
Growth Options
Index options with caps/participation rates plus declared rate optionMultiple ways to grow your money based on market performance
Fee vs No-Fee Options
1.50% fee for enhanced caps and participation ratesChoose higher growth potential by paying a fee or stick with no-fee options
Highlights
Choose between no-fee growth options or pay a fee for higher earning potential with caps and participation rates
Access up to 10% of your money penalty-free each year starting in year one
Your money is protected from market losses with a 0% floor and strong minimum guarantees
Backed by Americo Financial, rated 'A' (Excellent) by AM Best with over 100 years of experience
Flexible surrender periods of 6 or 10 years to match your retirement timeline
Surrender Schedule
Yr 1
9%
Yr 2
8.7%
Yr 3
7.8%
Yr 4
6.8%
Yr 5
5.9%
Yr 6
4.9%
Yr 7
3.9%
Yr 8
3%
Yr 9
2%
Yr 10
1%
After
0%
Nursing home waiver
Best For
People approaching or in retirement who want to protect their savings from market losses while maintaining growth potential and flexible access to their money.
Consider Alternatives If
People who need immediate access to large portions of their money or who want direct stock market participation with unlimited upside potential.
Carrier Ratings
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