Fixed Indexed Annuity
Smart Start Accumulator Plus with Fee
American National Life Insurance Company
6.5%
Best Cap
5%
Free W/D
50
States
Free Withdrawal
5%/yr
Available In
50 states
Min Premium
$5,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Invesco QQQ Portfolio Plus Index | Annual | -- | 41% | -- |
| Morningstar Global Wide Moat VC 7 Index | Annual | -- | 64% | -- |
| Morningstar Wide Moat Focus Barclays VC 7% Index ER | Annual | -- | 59% | -- |
| S&P 500 Dynamic Intraday TCA Index (USD) ER | Annual | -- | 40% | -- |
| S&P 500 Index | Annual | 6.5% | 100% | -- |
| S&P MARC 5% Excess Return | Annual | -- | 41% | -- |
| Fixed Account | Annual | -- | -- | -- |
| Fixed Account | Daily | -- | -- | 2.85% |
Surrender Schedule
Yr 1
9%
Yr 2
8.1%
Yr 3
7.2%
Yr 4
6.4%
Yr 5
5.5%
Yr 6
4.6%
Yr 7
3.7%
Yr 8
2.7%
Yr 9
1.8%
Yr 10
0.9%
After
0%
Disability waiver, Nursing home waiver, RMD waiver, Terminal illness waiver
Carrier Ratings
A.M. BestA
FitchA
Standard & Poor'sA
Free Comparison Report
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