Fixed Indexed Annuity

Rate Certainty Annuity

American Life

10%

Free W/D

51

States

Free Withdrawal

10%/yr

Available In

51 states

Min Premium

$5,000

Surrender

20 years

Current Rates & Strategies

IndexCreditingCapParticipationFixed
S&P 500 Dynamic Intraday TCA Index (USD) ERAnnual--100%--
Fixed AccountDaily----3.65%

Surrender Schedule

Yr 1

9%

Yr 2

8%

Yr 3

7%

Yr 4

6%

Yr 5

5%

Yr 6

5%

Yr 7

5%

Yr 8

5%

Yr 9

5%

Yr 10

5%

Yr 11

5%

Yr 12

5%

Yr 13

5%

Yr 14

5%

Yr 15

5%

Yr 16

5%

Yr 17

4%

Yr 18

2%

Yr 19

2%

Yr 20

1%

After

0%

Disability waiver, Nursing home waiver, RMD waiver, Terminal illness waiver

Carrier Ratings

A.M. BestA
FitchA
Standard & Poor'sA

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