American Equity AssetShield Bonus 9
American Equity Investment Life Insurance Company
14%
Best Cap
10%
Free W/D
A fixed index annuity that protects your principal from market downturns while providing growth opportunities tied to market indexes, plus a 14% bonus on first-year contributions.
Free Withdrawal
10%/yr
Available In
1 states
Min Premium
$5,000
Surrender
9 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| BlackRock Adaptive US Equity 7% Index | 2-Year | -- | 185% | -- |
| BlackRock Adaptive US Equity 7% Index | Annual | -- | 135% | -- |
| BNP Paribas Patriot Technology Index | 2-Year | -- | 160% | -- |
| BNP Paribas Patriot Technology Index | Annual | -- | 125% | -- |
| Nasdaq Premier Index | 2-Year | 14% | 100% | -- |
| Nasdaq Premier Index | Annual | 5.5% | 100% | -- |
| NYSE Premier Index | 2-Year | 14% | 100% | -- |
| NYSE Premier Index | Annual | 5.5% | 100% | -- |
| S&P 500 Advantage 15% VT TCA Index (USD) ER | 2-Year | 14% | 100% | -- |
| S&P 500 Advantage 15% VT TCA Index (USD) ER | Annual | 5.5% | 100% | -- |
| S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return | 2-Year | -- | 260% | -- |
| S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return | Annual | -- | 85% | -- |
| S&P 500 Index | Annual | 6.75% | 100% | -- |
| S&P 500 Index | Monthly | 2.5% | 100% | -- |
| Fixed Account | Daily | -- | -- | 1.9% |
Key Features
Premium Bonus
14% on first-year premiumImmediate boost to your contract value
Principal Protection
Your money is never directly invested in the stock market, protecting against losses
Free Withdrawals
Up to 10% annually after year oneAccess your money without penalties
Multiple Index Options
7 index strategies availableChoose from 7 different market indexes for growth potential
Issue Ages
18-80 years oldAvailable for a wide range of ages
Highlights
14% bonus on all first-year premium to jumpstart your retirement savings
Principal protected from market losses while still capturing growth potential from market gains
Access up to 10% of your account value annually without surrender charges after year one
Surrender Schedule
Yr 1
7%
Yr 2
8.35%
Yr 3
7.35%
Yr 4
6.25%
Yr 5
5.1%
Yr 6
3.95%
Yr 7
2.7%
Yr 8
1.35%
Yr 9
0.7%
After
0%
Bail out provisions, Nursing home waiver, Terminal illness waiver
Best For
Pre-retirees and retirees seeking principal protection with growth potential and a guaranteed bonus to boost their savings.
Consider Alternatives If
Investors who need immediate access to large portions of their money or want direct stock market exposure.
Carrier Ratings
Free Comparison Report
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