Trailhead FIA vs Allianz 222
Side-by-side comparison with live CANNEX rate data
Axonic Insurance Services
Trailhead FIA
Cap Rate
21.5%
Participation
139%
Fixed Rate
5.05%
Free W/D
10%
A.M. BestA-
Strategies (11)
DB Foresight X-Asset 10 Index139% part
DB Foresight X-Asset 10 Index83% part
Nasdaq-100 Bitcoin Trends 15% Index95% part
Nasdaq-100 Bitcoin Trends 15% Index65% part
NASDAQ-100 Volatility Control 7% Index164% part
Surrender (10 yrs)
Y1 9.3%Y2 8.4%Y3 7.5%Y4 6.6%Y5 5.7%Y6 4.7%Y7 3.8%Y8 2.8%Y9 1.9%Y10 0.9%
Waivers
Nursing home waiverTerminal illness waiver
States44
Min Premium$20,000
Issue Age0–89
Allianz Life Insurance Company of North America
Allianz 222
Fixed index annuity with bonuses and guaranteed lifetime income potential
Cap Rate
4.5%
Participation
100%
Fixed Rate
2.8%
Free W/D
10%
A.M. BestA+
Moody'sAa3
Standard & Poor'sAA
Strategies (9)
BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap
Surrender (10 yrs)
Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%
Waivers
Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80
Best For
Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.
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