Target Income Choice vs F&G SecureIncome® 7
Side-by-side comparison with live CANNEX rate data
Delaware Life
Target Income Choice
Cap Rate
4.5%
Participation
52%
Fixed Rate
2.5%
Free W/D
10%
A.M. BestA-
Standard & Poor'sA-
Strategies (6)
First Trust Capital Strength Barclays 10% Index52% part
Franklin SG Select Index73% part
Invesco QQQ Trust Series 14.5% cap
Janus Henderson Adaptive Market Leaders U.S. Index77% part
S&P 500 Index4.5% cap
Surrender (10 yrs)
Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age50–85
Fidelity and Guaranty
F&G SecureIncome® 7
Cap Rate
8.25%
Fixed Rate
3%
Free W/D
10%
A.M. BestA
FitchA-
Moody'sA3
Standard & Poor'sA-
Strategies (3)
S&P 500 Index8.25% cap
S&P 500 Index4.75% cap
Fixed Account3%
Surrender (7 yrs)
Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%
Waivers
Home health care riderNursing home waiverTerminal illness waiver
States48
Min Premium$10,000
Issue Age0–85
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