Surepath vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Prudential Financial

Surepath

Index-linked growth with downside protection

Cap Rate

14%

Participation

155%

Fixed Rate

3%

Free W/D

10%

A.M. BestA+
FitchAA-
Standard & Poor'sAA-

Strategies (20)

Dimensional US Innovation Index155% part
Dimensional US Innovation Index170% part
Dimensional US Innovation Index14% cap
Franklin Templeton Spotlight Index150% part
Franklin Templeton Spotlight Index175% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Medically related surrendersRMD waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age0–85

Best For

Retirees and pre-retirees seeking to grow savings with stock market upside potential while protecting against market downturns, particularly those uncomfortable with direct stock market investing.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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