Summit Laddered vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
Midland National Life Insurance Company
Summit Laddered
Participation
90%
Fixed Rate
4.1%
Free W/D
10%
A.M. BestA+
FitchA+
Standard & Poor'sA+
Strategies (14)
Nasdaq-100 Volatility Control 12% Index90% part
Nasdaq-100 Volatility Control 12% Index115% part
Nasdaq-100 Volatility Control 12% Index140% part
Nasdaq-100 Volatility Control 12% Index70% part
S&P 500 Dynamic Intraday TCA Index (USD) ER80% part
Surrender (7 yrs)
Y1 8%Y2 7%Y3 6%Y4 5%Y5 4%Y6 3%Y7 2%
Waivers
Nursing home waiverRMD waiver
States48
Min Premium$20,000
Issue Age0–85
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
Want the full picture?
Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.
Build My Comparison Report