Summit Focus 3 vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
Midland National Life Insurance Company
Summit Focus 3
3-Year FIA: Simple Growth + Full Market Protection
Cap Rate
30%
Participation
200%
Fixed Rate
3.7%
Free W/D
5%
Strategies (3)
Surrender (3 yrs)
Waivers
Best For
Investors age 0-80 seeking a short-term, straightforward annuity with market protection who want guaranteed crediting rates and don't want complexity or long-term commitment.
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
Strategies (15)
Surrender (10 yrs)
Waivers
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
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