Strategy Indexed Plus 7 vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
American National Insurance Company
Strategy Indexed Plus 7
Cap Rate
5.35%
Participation
95%
Fixed Rate
2.65%
Free W/D
10%
A.M. BestA
FitchA
Standard & Poor'sA
Strategies (4)
Nasdaq-100 Index5.35% cap
S&P 500 Index6% cap
S&P MARC 5% Excess Return95% part
Fixed Account2.65%
Surrender (7 yrs)
Y1 7%Y2 6%Y3 5%Y4 4%Y5 3%Y6 2%Y7 1%
Waivers
Nursing home waiverRMD waiverTerminal illness waiver
States51
Min Premium$5,000
Issue Age0–80
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
Want the full picture?
Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.
Build My Comparison Report