SecureLink Chronic Illness Access vs Allianz 222
Side-by-side comparison with live CANNEX rate data
Minnesota Life Insurance Company - A Securian Co.
SecureLink Chronic Illness Access
Cap Rate
8.25%
Participation
165%
Fixed Rate
4%
Free W/D
10%
A.M. BestA+
FitchAA
Moody'sAa3
Standard & Poor'sAA-
Strategies (5)
Barclays All Caps Trailblazer 5 Index165% part
MSCI EAFE Index8.25% cap
SG Climate Prepared Index160% part
S&P 500 Index7% cap
Fixed Account4%
Surrender (7 yrs)
Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%
Waivers
RMD waiver
States48
Min Premium$20,000
Issue Age0–75
Allianz Life Insurance Company of North America
Allianz 222
Fixed index annuity with bonuses and guaranteed lifetime income potential
Cap Rate
4.5%
Participation
100%
Fixed Rate
2.8%
Free W/D
10%
A.M. BestA+
Moody'sAa3
Standard & Poor'sAA
Strategies (9)
BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap
Surrender (10 yrs)
Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%
Waivers
Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80
Best For
Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.
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