Retirement Stages Select vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
Delaware Life
Retirement Stages Select
Cap Rate
10.4%
Participation
65%
Fixed Rate
4.1%
Free W/D
10%
A.M. BestA-
Standard & Poor'sA-
Strategies (8)
BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index65% part
First Trust Capital Strength Barclays 10% Index85% part
Franklin SG Select Index150% part
Goldman Sachs Canopy Index90% part
Nasdaq-100 Intraday Elite 15% Index65% part
Surrender (7 yrs)
Y1 8.2%Y2 7.2%Y3 6.2%Y4 5.2%Y5 4.2%Y6 3.15%Y7 2.15%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age18–85
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
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