Reliance Accumulator 5 vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
Reliance Standard Life Insurance Company
Reliance Accumulator 5
Cap Rate
9.5%
Participation
205%
Fixed Rate
4.55%
Free W/D
10%
A.M. BestA++
Standard & Poor'sA+
Strategies (4)
S&P 500 Index9.5% cap
S&P 500 Index10% cap
S&P MARC 5% Excess Return205% part
Fixed Account4.55%
Surrender (5 yrs)
Y1 8%Y2 8%Y3 7%Y4 6%Y5 5%
Waivers
Nursing home waiverTerminal illness waiver
States51
Min Premium$20,000
Issue Age0–85
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
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