PruSecure Advisor vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Prudential Financial

PruSecure Advisor

Protection + Growth in One Product

Cap Rate

35%

Fixed Rate

4%

Free W/D

10%

A.M. BestA+
FitchAA-
Standard & Poor'sAA-

Strategies (11)

Bloomberg Commodity35% cap
Bloomberg Commodity12.3% cap
Dow Jones U.S. Real Estate30% cap
Dow Jones U.S. Real Estate11.55% cap
MSCI EAFE Index30% cap

Surrender (7 yrs)

Y1 2%Y2 2%Y3 2%Y4 2%Y5 2%Y6 2%Y7 2%

Waivers

Medically related surrendersRMD waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age085

Best For

Individuals who want to protect a portion of their savings from market loss while still having the opportunity for growth, particularly those concerned about market downturns and willing to commit funds for the long term.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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