PrimePath Pro 12 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

North American Company for Life and Health Insurance

PrimePath Pro 12

Growth potential with downside protection plus lifetime income flexibility

Cap Rate

7.75%

Participation

320%

Fixed Rate

3.2%

Free W/D

7%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (12)

Morgan Stanley Dynamic Contribution Index320% part
Morgan Stanley Dynamic Contribution Index130% part
Morgan Stanley Dynamic Global Index250% part
Morgan Stanley Dynamic Global Index145% part
S&P 500 Index7.75% cap

Surrender (12 yrs)

Y1 14%Y2 14%Y3 12%Y4 12%Y5 11%Y6 11%Y7 10%Y8 9%Y9 8%Y10 7%Y11 6%Y12 4%

Waivers

Nursing home waiver
States28
Min Premium$20,000
Issue Age40–52

Best For

Individuals aged 40-79 seeking growth potential with principal protection, flexible retirement income options, and death benefits for their beneficiaries.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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