Premier Income Bonus vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

MassMutual Ascend Life Insurance Company

Premier Income Bonus

Indexed Annuity with Income Rider & Growth Bonus

Cap Rate

13.5%

Participation

65%

Fixed Rate

4.5%

Free W/D

10%

A.M. BestA++
Standard & Poor'sA+

Strategies (6)

First Trust Barclays Edge Index13.5% cap
iShares US Real Estate ETF12% cap
S&P 500 Average Daily Risk Control Price Return Index65% part
S&P 500 Index9% cap
S&P U.S. Retiree Spending Total Return Index60% part

Surrender (7 yrs)

Y1 6%Y2 5%Y3 4%Y4 3%Y5 3%Y6 3%Y7 3%

Waivers

Nursing home waiverTerminal illness waiver
States49
Min Premium$10,000
Issue Age40–85

Best For

Individuals aged 40-85 seeking guaranteed lifetime income, downside protection, and market participation, particularly those with qualified retirement funds (IRAs, 403(b), 457 plans) or non-qualified savings.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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