Premier Income Bonus vs Allianz 222

Side-by-side comparison with live CANNEX rate data

MassMutual Ascend Life Insurance Company

Premier Income Bonus

Indexed Annuity with Income Rider & Growth Bonus

Cap Rate

13.5%

Participation

65%

Fixed Rate

4.5%

Free W/D

10%

A.M. BestA++
Standard & Poor'sA+

Strategies (6)

First Trust Barclays Edge Index13.5% cap
iShares US Real Estate ETF12% cap
S&P 500 Average Daily Risk Control Price Return Index65% part
S&P 500 Index9% cap
S&P U.S. Retiree Spending Total Return Index60% part

Surrender (7 yrs)

Y1 6%Y2 5%Y3 4%Y4 3%Y5 3%Y6 3%Y7 3%

Waivers

Nursing home waiverTerminal illness waiver
States49
Min Premium$10,000
Issue Age40–85

Best For

Individuals aged 40-85 seeking guaranteed lifetime income, downside protection, and market participation, particularly those with qualified retirement funds (IRAs, 403(b), 457 plans) or non-qualified savings.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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