Performance Choice 8 vs Allianz 222
Side-by-side comparison with live CANNEX rate data
North American Company for Life and Health Insurance
Performance Choice 8
Cap Rate
7.6%
Participation
180%
Fixed Rate
3.05%
Free W/D
10%
A.M. BestA+
FitchA+
Standard & Poor'sA+
Strategies (12)
Fidelity Multifactor Yield Index 5% ER180% part
Fidelity Multifactor Yield Index 5% ER120% part
Goldman Sachs Equity TimeX Index85% part
Goldman Sachs Equity TimeX Index60% part
Morgan Stanley Dynamic Global Index180% part
Surrender (8 yrs)
Y1 10%Y2 10%Y3 10%Y4 10%Y5 9%Y6 8%Y7 5%Y8 3%
Waivers
Nursing home waiver
States50
Min Premium$20,000
Issue Age0–85
Allianz Life Insurance Company of North America
Allianz 222
Fixed index annuity with bonuses and guaranteed lifetime income potential
Cap Rate
4.5%
Participation
100%
Fixed Rate
2.8%
Free W/D
10%
A.M. BestA+
Moody'sAa3
Standard & Poor'sAA
Strategies (9)
BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap
Surrender (10 yrs)
Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%
Waivers
Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80
Best For
Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.
Want the full picture?
Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.
Build My Comparison Report