Pacific Index Income vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
Pacific Life Insurance Company
Pacific Index Income
Protected Growth + Index Upside with No Market Risk
Cap Rate
5.1%
Participation
55%
Fixed Rate
3%
Free W/D
10%
Strategies (7)
Surrender (10 yrs)
Waivers
Best For
Conservative investors nearing or in retirement who want principal protection, tax-deferred growth, and potential market upside without direct market exposure, particularly those who have maxed out 401(k) or IRA contributions.
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
Strategies (15)
Surrender (10 yrs)
Waivers
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
Want the full picture?
Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.
Build My Comparison Report