OrionShield 9 with Premium Bonus vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

AuguStar Financial

OrionShield 9 with Premium Bonus

Protected growth tied to market indices—no downside risk

Cap Rate

5.75%

Participation

40%

Fixed Rate

2.2%

Free W/D

10%

A.M. BestA
FitchA-
Moody'sBaa1

Strategies (7)

Dynamic Balanced Asset 10 Index40% part
Multi-Asset Dynamic Managed 5 Index95% part
Nasdaq Night Owl Index28% part
S&P 500 Dynamic Intraday TCA Index (USD) ER33% part
S&P 500 Index5.75% cap

Surrender (9 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%Y8 2%Y9 1%
States1
Min Premium$25,000
Issue Age18–80

Best For

This product is ideal for individuals at or nearing retirement who want to grow assets they cannot afford to lose while protecting against sudden market downturns and volatility.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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