Orbiter Growth 9 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

AuguStar Financial

Orbiter Growth 9

Protected growth tied to market indices, no loss of principal

Cap Rate

9.5%

Participation

144%

Fixed Rate

4.4%

Free W/D

10%

A.M. BestA
FitchA-
Moody'sBaa1

Strategies (8)

Barclays Global Trailblazer Index144% part
S&P 500 Index9.5% cap
US Balanced Asset 10 Index84% part
US Daily Risk Managed 12 Index78% part
US Multi-Asset Diversified 5 Index183% part

Surrender (9 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%Y8 2%Y9 1%
States1
Min Premium$25,000
Issue Age1885

Best For

Individuals nearing retirement or already retired who want growth potential for assets they can't afford to lose and are concerned about market volatility.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age080

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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