Orbiter Growth 7 with Premium Bonus vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

AuguStar Financial

Orbiter Growth 7 with Premium Bonus

Protected growth tied to market indices, no loss of principal

Cap Rate

6.95%

Participation

119%

Fixed Rate

2.5%

Free W/D

10%

A.M. BestA
FitchA-
Moody'sBaa1

Strategies (8)

Barclays Global Trailblazer Index119% part
S&P 500 Index6.95% cap
US Balanced Asset 10 Index69% part
US Daily Risk Managed 12 Index58% part
US Multi-Asset Diversified 5 Index136% part

Surrender (7 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

Nursing home waiver
States51
Min Premium$25,000
Issue Age18–80

Best For

Individuals nearing retirement or already retired who want growth potential for assets they can't afford to lose and are concerned about market volatility.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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