NWL Ultra Future vs Allianz 222
Side-by-side comparison with live CANNEX rate data
National Western Life Insurance Company
NWL Ultra Future
Participation
58%
Fixed Rate
3%
Free W/D
10%
A.M. BestA-
Standard & Poor'sA-
Strategies (3)
S&P 500 Index58% part
S&P 500 Low Volatility Daily Risk Control 5% USD Excess Return Index110% part
Fixed Account3%
Surrender (15 yrs)
Y1 19.25%Y2 18.5%Y3 17.75%Y4 16.75%Y5 16%Y6 15.25%Y7 14.5%Y8 13.5%Y9 12.75%Y10 12%Y11 10%Y12 8%Y13 6%Y14 4%Y15 2%
States45
Min Premium$2,000
Issue Age0–85
Allianz Life Insurance Company of North America
Allianz 222
Fixed index annuity with bonuses and guaranteed lifetime income potential
Cap Rate
4.5%
Participation
100%
Fixed Rate
2.8%
Free W/D
10%
A.M. BestA+
Moody'sAa3
Standard & Poor'sAA
Strategies (9)
BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap
Surrender (10 yrs)
Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%
Waivers
Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80
Best For
Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.
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