NWL Impact 7S vs Allianz 222
Side-by-side comparison with live CANNEX rate data
National Western Life Insurance Company
NWL Impact 7S
Participation
65%
Fixed Rate
3.15%
Free W/D
10%
A.M. BestA-
Standard & Poor'sA-
Strategies (3)
S&P 500 Index65% part
S&P 500 Low Volatility Daily Risk Control 5% USD Excess Return Index123% part
Fixed Account3.15%
Surrender (8 yrs)
Y1 9%Y2 7.75%Y3 6.5%Y4 5.25%Y5 4.25%Y6 3.25%Y7 2%Y8 1%
Waivers
Nursing home waiverTerminal illness waiver
States17
Min Premium$2,000
Issue Age0–85
Allianz Life Insurance Company of North America
Allianz 222
Fixed index annuity with bonuses and guaranteed lifetime income potential
Cap Rate
4.5%
Participation
100%
Fixed Rate
2.8%
Free W/D
10%
A.M. BestA+
Moody'sAa3
Standard & Poor'sAA
Strategies (9)
BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap
Surrender (10 yrs)
Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%
Waivers
Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80
Best For
Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.
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