Nassau Income Accelerator vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Nassau Life and Annuity Company

Nassau Income Accelerator

Flexible Lifetime Income + Market Upside Protection

Cap Rate

3.5%

Participation

17%

Fixed Rate

1.25%

Free W/D

10%

A.M. BestB++

Strategies (7)

Nasdaq-100 Index17% part
Nasdaq-100 Index25% part
Smart Passage SG Index85% part
Smart Passage SG Index26% part
S&P 500 Index38% part

Surrender (10 yrs)

Y1 12%Y2 12%Y3 12%Y4 11%Y5 10%Y6 9%Y7 8%Y8 7%Y9 6%Y10 4%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States48
Min Premium$15,000
Issue Age0–80

Best For

Retirees and near-retirees seeking guaranteed lifetime income with flexibility to start payments on their timeline, who want principal protection and the potential for market-linked growth.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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