Nassau Growth Annuity vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Nassau Life and Annuity Company

Nassau Growth Annuity

Market-linked growth + lifetime income protection

Cap Rate

10%

Participation

63%

Fixed Rate

3.7%

Free W/D

10%

A.M. BestB++

Strategies (7)

Nasdaq-100 Index63% part
Nasdaq-100 Index47% part
Smart Passage SG Index172% part
Smart Passage SG Index108% part
S&P 500 Index81% part

Surrender (10 yrs)

Y1 12%Y2 12%Y3 12%Y4 11%Y5 10%Y6 9%Y7 8%Y8 7%Y9 6%Y10 4%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$15,000
Issue Age0–85

Best For

Retirees and near-retirees seeking to accumulate retirement savings with market upside while protecting principal, and who want the option to convert savings into guaranteed lifetime income.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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