Nassau Bonus Annuity vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Nassau Life and Annuity Company

Nassau Bonus Annuity

Instant bonus + index-linked growth + lifetime income options

Cap Rate

7.75%

Participation

51%

Fixed Rate

3.3%

Free W/D

10%

A.M. BestB++

Strategies (7)

Nasdaq-100 Index51% part
Nasdaq-100 Index42% part
Smart Passage SG Index160% part
Smart Passage SG Index91% part
S&P 500 Index55% part

Surrender (10 yrs)

Y1 12%Y2 12%Y3 12%Y4 11%Y5 10%Y6 9%Y7 8%Y8 7%Y9 6%Y10 4%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$15,000
Issue Age0–85

Best For

Retirees and pre-retirees aged 50–80 who want to accumulate retirement savings with growth potential, principal protection, and the option to create guaranteed lifetime income without taking on market risk.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report

More Comparisons

All FIA RatesAll MYGA RatesCompare ToolFree Report