MNL RetireVantage 10 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

MNL RetireVantage 10

Growth potential with retirement income flexibility

Cap Rate

9%

Participation

210%

Fixed Rate

3.4%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (12)

Fidelity Multifactor Yield Index 5% ER210% part
Fidelity Multifactor Yield Index 5% ER145% part
Nasdaq-100 Volatility Control 12% Index85% part
Nasdaq-100 Volatility Control 12% Index60% part
S&P 500 Dynamic Intraday TCA Index (USD) ER75% part

Surrender (10 yrs)

Y1 10%Y2 10%Y3 9%Y4 9%Y5 8%Y6 8%Y7 7%Y8 6%Y9 4%Y10 2%

Waivers

Nursing home waiverRMD waiver
States50
Min Premium$20,000
Issue Age0–79

Best For

Individuals seeking long-term retirement income with tax deferral who want market-linked growth potential combined with downside protection and the flexibility to access funds if needed.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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