MNL IndexBuilder 10 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

MNL IndexBuilder 10

Protected Growth + Premium Bonus for Retirement

Cap Rate

6%

Participation

105%

Fixed Rate

2.7%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (12)

Fidelity Multifactor Yield Index 5% ER105% part
Fidelity Multifactor Yield Index 5% ER65% part
Nasdaq-100 Volatility Control 12% Index40% part
Nasdaq-100 Volatility Control 12% Index30% part
S&P 500 Dynamic Intraday TCA Index (USD) ER35% part

Surrender (10 yrs)

Y1 10%Y2 10%Y3 9%Y4 9%Y5 8%Y6 8%Y7 7%Y8 6%Y9 4%Y10 2%

Waivers

Nursing home waiverRMD waiver
States50
Min Premium$20,000
Issue Age0–79

Best For

Retirees or near-retirees who want market growth potential with downside protection, need flexible access to funds, and can commit capital for 7-10 years to maximize bonuses and avoid surrender charges.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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