MNL IndexBuilder 10 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

MNL IndexBuilder 10

Protected Growth + Premium Bonus for Retirement

Cap Rate

6%

Participation

105%

Fixed Rate

2.7%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (12)

Fidelity Multifactor Yield Index 5% ER105% part
Fidelity Multifactor Yield Index 5% ER65% part
Nasdaq-100 Volatility Control 12% Index40% part
Nasdaq-100 Volatility Control 12% Index30% part
S&P 500 Dynamic Intraday TCA Index (USD) ER35% part

Surrender (10 yrs)

Y1 10%Y2 10%Y3 9%Y4 9%Y5 8%Y6 8%Y7 7%Y8 6%Y9 4%Y10 2%

Waivers

Nursing home waiverRMD waiver
States50
Min Premium$20,000
Issue Age0–79

Best For

Retirees or near-retirees who want market growth potential with downside protection, need flexible access to funds, and can commit capital for 7-10 years to maximize bonuses and avoid surrender charges.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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