MNL IncomeVantage Pro vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

MNL IncomeVantage Pro

Guaranteed income growth with market upside, no downside risk

Cap Rate

7%

Participation

210%

Fixed Rate

3.45%

Free W/D

5%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (12)

Fidelity Multifactor Yield Index 5% ER210% part
Fidelity Multifactor Yield Index 5% ER190% part
Nasdaq-100 Volatility Control 12% Index80% part
Nasdaq-100 Volatility Control 12% Index80% part
S&P 500 Dynamic Intraday TCA Index (USD) ER70% part

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 10%Y5 10%Y6 9%Y7 8%Y8 6%Y9 4%Y10 2%

Waivers

Nursing home waiverRMD waiver
States50
Min Premium$20,000
Issue Age40–79

Best For

Individuals aged 40-79 seeking guaranteed lifetime income with market-linked growth, principal protection, and the flexibility to access their money without surrender penalties.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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