MNL IncomeVantage Pro vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

MNL IncomeVantage Pro

Guaranteed income growth with market upside, no downside risk

Cap Rate

7%

Participation

210%

Fixed Rate

3.45%

Free W/D

5%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (12)

Fidelity Multifactor Yield Index 5% ER210% part
Fidelity Multifactor Yield Index 5% ER190% part
Nasdaq-100 Volatility Control 12% Index80% part
Nasdaq-100 Volatility Control 12% Index80% part
S&P 500 Dynamic Intraday TCA Index (USD) ER70% part

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 10%Y5 10%Y6 9%Y7 8%Y8 6%Y9 4%Y10 2%

Waivers

Nursing home waiverRMD waiver
States50
Min Premium$20,000
Issue Age40–79

Best For

Individuals aged 40-79 seeking guaranteed lifetime income with market-linked growth, principal protection, and the flexibility to access their money without surrender penalties.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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