Max Elite Accumulation 7 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

North American Company for Life and Health Insurance

Max Elite Accumulation 7

Fixed rates guaranteed for 3-10 years with tax-deferred growth

Cap Rate

11.75%

Fixed Rate

3.8%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (3)

S&P 500 Dynamic Intraday TCA Index (USD) ER11.75% cap
S&P 500 Index8.4% cap
Fixed Account3.8%

Surrender (7 yrs)

Y1 8%Y2 7%Y3 6%Y4 5%Y5 4%Y6 3%Y7 2%

Waivers

Nursing home waiver
States49
Min Premium$20,000
Issue Age0–85

Best For

Conservative investors who want guaranteed growth, predictable returns, and tax deferral without market risk.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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