Max Elite Accumulation 7 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

North American Company for Life and Health Insurance

Max Elite Accumulation 7

Fixed rates guaranteed for 3-10 years with tax-deferred growth

Cap Rate

11.75%

Fixed Rate

3.8%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (3)

S&P 500 Dynamic Intraday TCA Index (USD) ER11.75% cap
S&P 500 Index8.4% cap
Fixed Account3.8%

Surrender (7 yrs)

Y1 8%Y2 7%Y3 6%Y4 5%Y5 4%Y6 3%Y7 2%

Waivers

Nursing home waiver
States49
Min Premium$20,000
Issue Age0–85

Best For

Conservative investors who want guaranteed growth, predictable returns, and tax deferral without market risk.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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