MarketProtector vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Jackson National Life Insurance

MarketProtector

Protected growth with index-linked potential and lifetime income options

Cap Rate

11.55%

Fixed Rate

4.4%

Free W/D

10%

A.M. BestA
FitchA
Moody'sA2
Standard & Poor'sA

Strategies (3)

MSCI EAFE Index11.55% cap
S&P 500 Index8.15% cap
Fixed Account4.4%

Surrender (10 yrs)

Y1 9%Y2 8.25%Y3 7.25%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.75%Y8 2.75%Y9 1.75%Y10 0.75%

Waivers

Nursing home waiverTerminal illness waiver
States49
Min Premium$25,000
Issue Age0–85

Best For

Retirees and pre-retirees nearing or in retirement who want principal protection from market losses while maintaining growth potential and the option for guaranteed lifetime income.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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