MarketPower Bonus Index vs Allianz 222
Side-by-side comparison with live CANNEX rate data
EquiTrust Life Insurance Company
MarketPower Bonus Index
Cap Rate
8%
Participation
140%
Fixed Rate
3.5%
Free W/D
10%
A.M. BestB++
FitchA-
Standard & Poor'sA-
Strategies (7)
Barclays Focus50 Index140% part
S&P 500 Dynamic Intraday TCA Index (USD) ER80% part
S&P 500 Dynamic Intraday TCA Index (USD) ER60% part
S&P 500 Index8% cap
S&P 500 Index2.25% cap
Surrender (14 yrs)
Y1 20%Y2 20%Y3 19%Y4 19%Y5 18%Y6 17%Y7 16%Y8 14%Y9 12%Y10 10%Y11 8%Y12 6%Y13 4%Y14 2%
Waivers
Nursing home waiverTerminal illness waiver
States49
Min Premium$10,000
Issue Age0–75
Allianz Life Insurance Company of North America
Allianz 222
Fixed index annuity with bonuses and guaranteed lifetime income potential
Cap Rate
4.5%
Participation
100%
Fixed Rate
2.8%
Free W/D
10%
A.M. BestA+
Moody'sAa3
Standard & Poor'sAA
Strategies (9)
BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap
Surrender (10 yrs)
Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%
Waivers
Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80
Best For
Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.
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