LiveWell Preferred Fixed Index Annuity vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

LiveWell Preferred Fixed Index Annuity

Guaranteed growth. Predictable retirement.

Cap Rate

10%

Participation

190%

Fixed Rate

1.9%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (9)

Fidelity Multifactor Yield Index 5% ER190% part
Fidelity Multifactor Yield Index 5% ER115% part
Nasdaq-100 Volatility Control 12% Index80% part
Nasdaq-100 Volatility Control 12% Index10% cap
S&P 500 Index55% part

Surrender (10 yrs)

Y1 8%Y2 8%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiver
States50
Min Premium$10,000
Issue Age079

Best For

Conservative retirees and pre-retirees who value guaranteed income, predictability, and tax deferral over market growth, and have $20,000 or more to invest for a defined 3-7 year period.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report