LibertyMark Freedom 10 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Americo Financial Life and Annuity Insurance Company

LibertyMark Freedom 10

Market growth potential with principal protection and flexible access

Cap Rate

10.55%

Participation

291%

Fixed Rate

4.25%

Free W/D

10%

A.M. BestA

Strategies (8)

SG Columbia Adaptive Risk Allocation Index291% part
SG Columbia Adaptive Risk Allocation Index172% part
SG Lead Asset Select Exposure Rotation Index232% part
SG Lead Asset Select Exposure Rotation Index169% part
S&P 500 Index85% part

Surrender (10 yrs)

Y1 12%Y2 11.5%Y3 11%Y4 10.5%Y5 10%Y6 9%Y7 8%Y8 7%Y9 6%Y10 5%

Waivers

Nursing home waiver
States27
Min Premium$10,000
Issue Age0–85

Best For

Conservative investors seeking retirement growth with principal protection and some liquidity access.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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