IndexMax ADV vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

IndexMax ADV

Principal-Protected Index Growth with Tax Deferral

Participation

100%

Fixed Rate

5.3%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (11)

BlackRock ESG U.S. 5% Index ER100% part
BlackRock ESG U.S. 5% Index ER100% part
BlackRock ESG U.S. 5% Index ER100% part
Fidelity Multifactor Yield Index 5% ER100% part
Fidelity Multifactor Yield Index 5% ER100% part

Surrender (7 yrs)

Y1 6%Y2 6%Y3 5%Y4 4%Y5 3%Y6 3%Y7 2%

Waivers

Nursing home waiver
States50
Min Premium$50,000
Issue Age085

Best For

Investors nearing or in retirement who want tax-deferred growth, principal protection from market losses, and the potential for index-linked returns without the ability to take on significant market risk.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report