Index Select Annuity 10 vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
The Standard
Index Select Annuity 10
Cap Rate
8.75%
Fixed Rate
4.5%
Free W/D
10%
A.M. BestA
Moody'sA1
Standard & Poor'sA+
Strategies (2)
S&P 500 Index8.75% cap
Fixed Account4.5%
Surrender (10 yrs)
Y1 9.4%Y2 8.5%Y3 7.5%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%Y8 2.5%Y9 1.5%Y10 0.5%
Waivers
Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$15,000
Issue Age18–80
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
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