Income Navigator Annuity vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Atlantic Coast Life

Income Navigator Annuity

Fixed indexed annuity with guaranteed lifetime income & market growth

Cap Rate

4%

Fixed Rate

2.75%

Free W/D

10%

A.M. BestB

Strategies (4)

S&P 500 Index4% cap
S&P 500 Index4% cap
S&P 500 Index4% cap
Fixed Account2.75%

Surrender (10 yrs)

Y1 12%Y2 11%Y3 10%Y4 9%Y5 8%Y6 7%Y7 6%Y8 5%Y9 4%Y10 2%

Waivers

Nursing home waiverTerminal illness waiver
States41
Min Premium$5,000
Issue Age0120

Best For

Retirees and near-retirees age 55 or older who want guaranteed lifetime income, downside market protection, growth potential linked to the S&P 500, and tax-deferred accumulation.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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