Income Navigator Annuity vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Atlantic Coast Life

Income Navigator Annuity

Fixed indexed annuity with guaranteed lifetime income & market growth

Cap Rate

4%

Fixed Rate

2.75%

Free W/D

10%

A.M. BestB

Strategies (4)

S&P 500 Index4% cap
S&P 500 Index4% cap
S&P 500 Index4% cap
Fixed Account2.75%

Surrender (10 yrs)

Y1 12%Y2 11%Y3 10%Y4 9%Y5 8%Y6 7%Y7 6%Y8 5%Y9 4%Y10 2%

Waivers

Nursing home waiverTerminal illness waiver
States41
Min Premium$5,000
Issue Age0–120

Best For

Retirees and near-retirees age 55 or older who want guaranteed lifetime income, downside market protection, growth potential linked to the S&P 500, and tax-deferred accumulation.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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