Focused Growth Annuity vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

The Standard

Focused Growth Annuity

Tax-deferred growth with rate guarantees and flexible withdrawals

A.M. BestA
Moody'sA1
Standard & Poor'sA+

Surrender (10 yrs)

Y1 9.4%Y2 8.5%Y3 7.5%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%Y8 2.5%Y9 1.5%Y10 0.5%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$15,000
Issue Age18–80

Best For

Long-term savers who want tax-deferred growth with principal protection and are willing to lock up funds for 3-10 years.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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