FG AccumulatorPlus 7 vs Allianz 222
Side-by-side comparison with live CANNEX rate data
Fidelity and Guaranty
FG AccumulatorPlus 7
Cap Rate
10.5%
Participation
270%
Fixed Rate
3.75%
Free W/D
10%
A.M. BestA
FitchA-
Moody'sA3
Standard & Poor'sA-
Strategies (8)
Barclays Trailblazer Sectors 5 Index270% part
Goldman Sachs Global Factor Index290% part
Goldman Sachs Global Factor Index225% part
Morgan Stanley US Equity Allocator Index130% part
Morgan Stanley US Equity Allocator Index100% part
Surrender (7 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%
Waivers
Home health care riderNursing home waiverTerminal illness waiver
States51
Min Premium$10,000
Issue Age0–85
Allianz Life Insurance Company of North America
Allianz 222
Fixed index annuity with bonuses and guaranteed lifetime income potential
Cap Rate
4.5%
Participation
100%
Fixed Rate
2.8%
Free W/D
10%
A.M. BestA+
Moody'sAa3
Standard & Poor'sAA
Strategies (9)
BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap
Surrender (10 yrs)
Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%
Waivers
Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80
Best For
Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.
Want the full picture?
Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.
Build My Comparison Report