Essential Income 7 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Allianz Life Insurance Company of North America

Essential Income 7

Lifetime income with growth potential - protected from market losses

Cap Rate

3.75%

Fixed Rate

2.6%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (3)

Bloomberg US Dynamic Balance Index II3.75% cap
S&P 500 Index4% cap
Fixed Account2.6%

Surrender (7 yrs)

Y1 8.5%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

Nursing home waiver
States50
Min Premium$10,000
Issue Age0–80

Best For

People approaching or in retirement who want guaranteed lifetime income with inflation protection and principal safety.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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