Enhanced Choice Index Plus 7 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

The Standard

Enhanced Choice Index Plus 7

Flexible index-linked growth with downside protection

Cap Rate

11%

Participation

150%

Fixed Rate

3.75%

Free W/D

10%

A.M. BestA
Moody'sA1
Standard & Poor'sA+

Strategies (7)

BofA Global MegaTrends Index150% part
S&P 500 Daily Risk Control 5% Excess Return (USD) Index170% part
S&P 500 Dynamic Intraday TCA Index (USD) ER11% cap
S&P 500 ESG Daily Risk Control 5% Index (USD) ER170% part
S&P 500 Index12% cap

Surrender (7 yrs)

Y1 9.4%Y2 8.5%Y3 7.5%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$15,000
Issue Age0–90

Best For

Investors aged 59½+ seeking growth tied to market performance who want downside protection and the flexibility to access their funds with predictable penalty schedules.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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